| All About USDA Loans in Texas |
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| Click to Apply Online! |
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USDA Mortgage Key Highlights
- No money down! (one of the last no money down programs)
- No PMI Insurance!
- Low 30 year Fixed Rates!
- Government Backed (United States Department of Agriculture)
- Relaxed Credit Guidelines (similar to FHA and VA)
- Standard Single Family Homes (no duplexes or "fixer uppers")
- Manufactured Homes (only brand new qualify)
- Cash reserves NOT required!
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Thanks for visiting my site. My name is Patrick C. Fitzgerald, and I am a Mortgage Banker at PrimeLending, in San Antonio, Texas, and we are one of the few Mortgage Bankers that provide the USDA Mortgage program. Please consider us, when wanting to know more about USDA Loans in Texas.
I make my living helping people achieve the "dream of home ownership". There are many ways in which to qualify to use this wonderful program. Too many people are misinformed about this program, and I am here to make sure that you are told the "straight facts".
The USDA Program is designed to help people purchase homes in suburban and rural areas, and not for inner city. In fact, the very first thing that we do to begin evaluating a file is to check the address on the USDA site to see if the property qualifies. On the Who Qualifies page, I outline what the qualifications are to be eligibile to use this program.
You need to know that not only does the property address need to qualify, the applicants also needs to be evaluated in terms of: family size, gross income, and disabilities (if any) are all taken into consideration.
My direct office number is (210) 483-4900 or my mobile phone is (210) 862-6296. If you need to call me evenings or weekends, no problem. I will try my best to answer your call 7 days per week to help you. Remember, "it doesn't cost a penny to talk". Give me a call right now, and I will answer all of your questions. Thanks
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